Question Summary:
According to this Fatwa # 16743 we cannot subscribe to the Medical Aid Insurance , but according to this Fatwa # 9817

Question Detail:

Asalamalaikum Mufti Sb ,
According to this Fatwa #  16743 we cannot subscribe to the Medical Aid Insurance , but according to this Fatwa #  9817
Can we make use of the Medical Insurance Card Offered by company(Free medical Insurance)

Hope you clear out this doubt as soon as possible

Answer :

In the name of Allah, Most Gracious, Most Merciful
Assalaamu `alaykum waRahmatullahi Wabarakatuh
There is a difference between both situations. In situation of fatwah 16743, the prohibition is based on one taking out a conventional medical insurance aid which is not permissible.

In fatwah 9817, the individual does not take out the insurance. He is given the benefit of the use of the card. He himself does no contribute to the medical aid insurance.

And Allah knows best
Wassalam
Mufti Ebrahim Desai
Darul Iftaa, Madrassah In'aamiyyah