Question Summary:
Medical Aid and hospital plan

Question Detail:

Please advise if there are any halaal medical aid or hospital plan for us in South Africa.

Answer :

In the Name of Allaah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

Conventional medical aid schemes are not permissible due to three unlawful factors.

a)    Interest, b) gambling and c) uncertainty, for more details refer to #30516.

If one is facing a severe medical condition with financial constraint, then he should present his situation to a competent Mufti for a specific ruling^[i].

And Allaah Ta’aala Knows Best

Muhammed Al-Ameen Bin Moulana Ismail Akoo

Student, Darul Iftaa

Newcastle; KZN, South Africa

Checked and Approved by,
Mufti Ebrahim Desai.

[i] رد المحتار على الدر المختارفصل في الحداد 

ج 3ص 532 (دار الفكر-بيروت) 

الضرورات تبيح المحظورات