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Question Summary:
Islamic Banking

Question Detail:

Assalamu'alaikum wa rahmatullahi wa barakatuh.

Answer :

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

You have inquired about the following issues:

We are not in a position to comment on all the points as we require detailed information about the bank in reference. However, Islamic banking is possible and is successfully operating in many places.

You may refer to your local mufti who understands the concept of Islamic banking for guidance.

You may study “An Introduction to Islamic Finance” by Mufti Taqi Usmani (hafizahullah) which can be found at: https://archive.org/details/AnIntroductionToIslamicFinanceByShaykhMuftiTaqiUsmani

You may also listen to the discourses of my teacher Mufti Ebrahim Desai (hafizahullah) which can be found at: http://daruliftaa.net/~dar60/index.php/resources/downloads/viewcategory/87-discourses-on-kitabul-buyoo

 

And Allah Ta‘ālā Knows Best.

Lutfi Alam

Student, Darul Iftaa

New York, USA

Checked and Approved by:
Mufti Ebrahim Desai.

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