Question Summary:
Is “Ijara Loans” Shari’ah Compliant?

Question Detail:

Please I took mortgage with Ijara but after there transaction done by bank and bank is arrange loan but ijara open trust account it make me confuse, if you please check and let me know I am very thankful to you

Answer :

In the Name of Allah, the Most Gracious, the Most Merciful.
As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.
In order to issue a fatwa on the Ijara loans contract in reference, we need the actual contract that governs the transaction. It is not possible for us to issue a ruling without having studied the contract and examining it also within the circumstantial or contextual situation.   
Since you are based in Canada, we advise you to refer to the Competent Ulama and Muftis at the Darul Iftaa of Chatham-Kent, Ontario at aliftaa.com or ducanada.org. You may forward the actual contract to the Darul Iftaa there and seek their counsel and guidance. 
And Allah Ta’āla Knows Best
AbdulMannan Nizami
Student Darul Iftaa
Chicago, IL, USA
Checked and Approved by,
Mufti Ebrahim Desai.
www.daruliftaa.net