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Question Summary:
I have different questions and I am seeking a solution.

Question Detail:

I have different questions and I am seeking a solution.

 1.     I have some financial problem are there dua’s or any ayat’s that I can recite to get myself free from this problem and lead a happy, healthy and prosperous life by grace of Allah.
 
2.     Dua's for forgiveness and mercy from Allah, seeking help in all distress and for Barakah

3.     From laziness and being laidback

4.     Finally I wanted to know about the ayat’s or dua's that I can recite to free myself from misfortune, loss, evil, black magic, nazar and other evils.

Answer :

1.      You should recite Sūrah Wāqi‘ah every night. One of the benefits of this Sūrah is that Allah Ta‘ala dispels poverty from the lot of the one who habitually recites it. In addition, you should recite the following du‘ā morning and evening,
 
اللهم إنى أعوذ بك من الهم والحزن وأعوذ بك من العجز والكسل وأعوذ بك من الجبن والبخل
 وأعوذ بك من غلبة الدين وقهر الرجال
 
2.      The following du‘ā is termed Sayyid al-Istighfār (the master of supplications of repentance). It is extremely effective and beneficial for the repentant.
اللَّهُمَّ أَنْتَ رَبِّي لاَ إِلَهَ إِلاَّ أَنْتَ ، خَلَقْتَنِي وَأَنَا عَبْدُكَ ، وَأَنَا عَلَى عَهْدِكَ وَوَعْدِكَ مَا اسْتَطَعْتُ ، أَعُوذُ بِكَ مِنْ شَرِّ مَا صَنَعْتُ ، وَأَبُوءُ لَكَ بِنِعْمَتِكَ عَلَيَّ ، وَأَبُوءُ بِذَنْبِي فَاغْفِرْ لِي فَإِنَّهُ لاَ يَغْفِرُ الذُّنُوبَ إِلاَّ أَنْتَ
3.       Recite the du‘ā provided in number one.
 
4.      Shaykh Zakariyya Kandelwi (RH) has prepared a small booklet enumerating various Ayāt that are beneficial in warding off the effects of magic, nazar etc. The name of this booklet is “Manzil.” You can purchase this booklet at almost any Islamic bookstore or search for a digital version of it online. If you do not succeed in finding it in any of the previous mentioned avenues, you may contact us for the digital version.          
 
And Allah Ta'ala Knows Best


Ml. Yusuf bin Yaqub,
Student Darul Iftaa

Checked and Approved by:
Mufti Ebrahim Desai
Darul Iftaa, Madrassah In'aamiyyah

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