Question Summary:
Should we take health and dental plan made mandatory by my university.

Question Detail:

I am sunni muslim (hanafi) new in North america. I am here as a student. Should we take health and dental plan made mandatory by my university. Back home in India, we were discouraged from having mediclaims and all. Is it allowed in Islam to take such plans called "health and denal plans". Under this the plan providers take one time annual fees and cover health and dental expenditures.

Answer :

In the name of Allah, Most Gracious, Most Merciful
Assalaamu `alaykum waRahmatullahi Wabarakatoh
In principle, conventional health plans do not conform to the rules of Shariah. However, if it is mandatory to take out a conventional health and dental plan, you will be excused.
And Allah knows best
Wassalam
Mufti Ebrahim Desai
Darul Iftaa, Madrassah In'aamiyyah