Question Summary: Medical Aid and hospital plan Question Detail:
Please advise if there are any halaal medical aid or hospital plan for us in South Africa.
Answer :
In the Name of Allaah, the Most Gracious, the Most Merciful.
As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.
Conventional medical aid schemes are not permissible due to three unlawful factors.
a) Interest, b) gambling and c) uncertainty, for more details refer to #30516.
If one is facing a severe medical condition with financial constraint, then he should present his situation to a competent Mufti for a specific ruling[i].
And Allaah Ta’aala Knows Best
Muhammed Al-Ameen Bin Moulana Ismail Akoo
Student, Darul Iftaa
Newcastle; KZN, South Africa
Checked and Approved by, Mufti Ebrahim Desai.
[i] رد المحتار على الدر المختارفصل في الحداد
ج 3ص 532 (دار الفكر-بيروت)
الضرورات تبيح المحظورات
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